David Emery on J.P.Morgan: Apple Pay is moving up the fintech money stream - 'The few times I go to WalMart (like today, to get cheapo reading glasses after cataract surgery, but before my next “new prescription” eye appointment), I make it a point to use my AMEX card. Let WalMart pay AMEX’s higher swipe fees!'
on J.P.Morgan: Apple Pay is moving up the fintech money stream - 'This was surprising to me. I didn’t know PayPal was doing so well. Seems like a legacy hang over.'
on J.P.Morgan: Apple Pay is moving up the fintech money stream - 'I use and patronize vendors and Apps that use Apple Pay checkout like Costco, Home Depot, Lowe’s, iHOP/Applebee’s, BJ’s Brewhouse, Olo checkout, etc. Although I have Sam’s Club membership and really like their Scan & Go feature with pretty good inventory and availability search (hey Costco, get with it!), I steadfastly refuse to join Walmart+, not interested in sharing even more of my shopping data with you. I need to use my local Walmart for pharmacy and other grocery items for convenience, but loathe the credit card checkout. At Costco, I can arrange a full cart’s barcodes upright, not unload a thing, have the cashier scan the entire cart in under 30 seconds, have already Apple Watch clicked Apple Pay payment (my contribution to Apple Pay revenues), and w/receipt in hand leave the cashier in under a minute, my consistent goal. I prefer to use and promote Apple Pay as a much more secure and convenient way to pay over anything else. I trust Apple and Apple Pay above all others because they have earned it.'
on Tim Cook gets coached on saying 'good morning' - 'Good morning Steven. How ya doing? Personally I’m great. I had a thought about Siri AI public beta and general release. What if Apple only demoed Siri AI capabilities that were ready for prime time today. Wouldn’t it behoove Apple to flesh out Siri AI as fast as reasonably possible? What if Apple increases Siri AI capabilities upon its public beta, and still more on Siri AI’s general release? What if Siri AI upgrades are released every 100 days for a year (WWDC 2027?), reverting to once a year thereafter?'
on Premarket: Apple was green, turned red - 'Robert: Like you, I loved the keynote. What a huge step forward this will be compared to the current Siri. They still have two to three months to thoroughly test and fine-tune things. And if Apple delivers well across all its platforms and later across countries and multiple languages then iDevices will not just be aspirational but must-haves for all those not in the ecosystem yet. Imagine the revenues and income then!'
on Premarket: Apple was green, turned red - 'Raj: Yes. What was announced on Monday will lead to a so-called iPhone super cycle beginning this fall. What I find surprising is the fact WWDC is a conference for developers, not analysts or consumers and it’s the developers that will “bring the goods” to the public. I was enthralled by what I saw in the keynote. Let’s all keep in mind following the sell-off Apple is trading back where it was trading in early May. By September we’ll see a much different story unfold.'
on Tim Cook gets coached on saying 'good morning' - 'Thank you Tim for growing this company that I care deeply about and setting values that try to lift up everyone. That is extraordinary. And GOOOOD MOOOORNING!'
on Premarket: Apple is red - '**Bart, I’m so sorry to learn your daughter had to spend such a long period in the hospital…that’s terrible. I hope the minivan has made a real difference in her life and I’m sure you were pleased you were able to provide it for her. My yearly RMD sometime feels financially burdensome, but I can never complain about having to pay taxes on it, because, as for you, AAPL has done more for my wife and myself financially in our retirement than we ever could have hoped or expected. I also feel the same way about our estimated taxes. Can I really be upset that AAPL has done so well we need to pay higher taxes in retirement than during our work life? I don’t think so. As far as frenzied stock action, since my wife and I have been 100% invested in AAPL since 12/22/00, we’ve missed out on ALL of “the Go-Go Yo-Yo AI frenzied stock action” of any other stocks…and I’m very happy we have. 🙂 Bart Yee said:”On top of that, my 1970 914-6 is finally exiting the chassis , body and paint stage after 6 years of work and now is ready for re-assembly, so now more cubic money expenditure over the next 12-18 months. “Hope my bad knees will allow me to use the damn clutch!” **What’s a clutch? 🙂 Glad your vehicle is close to being ready to drive. Just from how you write about it, I can sense the excitement you must be feeling. We’ve been driving the same car since 2012 and I haven’t driven a car with a clutch for many years. Bart Yee said:”Anyway, this AAPL dip will pass, meanwhile Apple gets some discounted shares for buybacks IF they are buying some back this month, we’ll see at earnings. I’ll post a bit of good news that will buoy the stock, or at least your convictions, despite some people’s letdown with WWDC or regular “sell the news and move on to another shiny” reaction.” **I completely agree with you. Most of the folks who speak poorly of AAPL/Apple as an investment or a stock to trade, don’t realize how buy-and-hold with a great stock can work so well over the years. As you know, Apple stock was down -34.6% in 2002, -56.9% in 2008, -4.6% in 2015, -6.8% in 2018 and -26.8% in 2022. And yet, for long-term, buy-and-hold investors, like many on Apple 3.0, it’s given spectacular returns. If the analysts who continually badmouth AAPL as an investment were really that knowledgeable about investing, they’d be retired and living on their own private island instead of working as analysts. I’m wishing the best of health to you and your daughter…and good luck with that clutch! 🙂'
on Tim Cook gets coached on saying 'good morning' - 'Really, who cares how dynamic (or, not dynamic) TC is? For my part, I’m grateful to Cook for being an outstanding steward of a great company when one of the most dynamic people in the modern era of business left as its CEO. His expertise and know-how created value for me and my family beyond our wildest dreams. Thanks Mr. Cook.'
on Tim Cook gets coached on saying 'good morning' - 'My take: Tim Cook, the least dynamic of them all.“ I think our goal in life is to, not necessarily be dynamic, but to be ourselves. I’ve never gotten the impression that Tim Cook was trying to be someone else. But you’re right- I probably would not watch a movie starring TC.'
on WSJ reporter's hands-on Siri AI demo was hands-off - 'Yes, Markus Brownlee promised to do just that, download the dev release and report his experience.'
on WSJ reporter's hands-on Siri AI demo was hands-off - 'WWDC26 State of the Union Recap – to whom it may interest: https://youtu.be/NM8krtCkEmQ?is=1K_mUytXsTwhXX2C'
on Marques Brownlee gives WWDC26 an intelligent once-over (video) - 'grantbbunker recently supplied this link: https://9to5mac.com/2026/06/08/craig-federighi-details-apples-collaboration-with-google-for-siri-ai-in-ios-27/ Tying what Mr. Federighi says in the above link with the post above Apple statement, gives me a thought on the “deal” Apple and Alphabet cooked up. There are zero hooks inside Apple for Google. What they got is a “tenant” for their server farms and the good press that made it look like they would get more. Yes, there’s now a direct link through those strictly cordoned off Google Cloud/iCloud farms and Nvidia graphics-processing units, and also some strictly iCloud to Nvidia links, but none of Apple user’s data will pass out of Apple’s control. That, IMO, is a huge Apple accomplishment.'
on Marques Brownlee gives WWDC26 an intelligent once-over (video) - 'I, too, loved HyperCard. To see me create my own (albeit primitive ugly) apps back in the day was totally fun! I used it then to create storybooks or what I would call my music videos or photo albums now using Final Cut Pro but with much more interactiveness because of its hyperlink buttons & hotspots. Sigh …'
